Arranging a Funeral in the UK: What to Do, When to Do It, and What to Expect

Arranging a Funeral in the UK: What to Do, When to Do It, and What to Expect

Arranging a funeral isn’t something most people feel prepared for - until they have to be.

Whether you're planning a funeral for a loved one or preparing your own final wishes, knowing the steps involved can make a difficult time feel just a little more manageable.

In the UK, the process from the moment someone dies to their burial or cremation can vary in timing depending on a few key factors: location, availability, cause of death, and religious or cultural considerations.

Here’s a practical, down-to-earth guide to help you understand what needs to be done, when, and how.

Step 1: Confirm the Death (Time: Immediate)

If the person dies at home, you must call a GP or emergency services to confirm the death. In a hospital or hospice, this is done automatically by staff.

The medical certificate of cause of death (MCCD) is required to move forward. Without it, you can’t register the death or begin arranging the funeral.

Step 2: Register the Death (Timeframe: Within 5 Days)

You must register the death at the local Register Office in the district where the person died - ideally within 5 days (8 days in Scotland).

  • The MCCD
  • Full name, address, date and place of birth and death
  • Occupation
  • Details of the person registering the death

After registering, you’ll receive the death certificate and the green form (needed for burial or cremation).

Step 3: Choose a Funeral Director (Timeframe: Optional but helpful immediately)

A funeral director can help guide you through decisions, paperwork, and arrangements. You don’t have to use one, but many find it takes the pressure off.

Look for a director who is a member of SAIF or the NAFD for peace of mind.

Things to discuss:

  • Type of service (burial, cremation, eco-funeral)
  • Coffin or casket style
  • Venue
  • Celebrant or religious leader
  • Transportation
  • Order of service
  • Music, readings, eulogies
  • Floral arrangements
  • Catering or reception

Step 4: Set the Date and Book the Venue (Timeframe: 1–2 Weeks After Death)

Most funerals in the UK happen within 1 - 3 weeks of death. This depends on venue, crematorium, burial site availability, and whether there’s a post-mortem involved.

Step 5: Consider Cultural or Religious Requirements

Some faiths (e.g. Jewish, Muslim) bury the deceased within 24 - 48 hours. Others may wait longer to allow distant family to attend.

Step 6: Burial or Cremation?

You’ll need to decide:

  • What the person wanted (check their will or any written wishes)
  • What feels right for the family
  • What’s possible with your budget

Burials require a grave plot and can cost more. Cremations are often simpler and more flexible in timing and location.

Step 7: Pay for the Funeral

Funerals in the UK cost on average between £4,000 - £6,000, depending on location and extras.

The cost of Direct Cremations can take the price down to nearer £1,000 or lower, which is why some people now arrange and pay for this in advance.

Ways to cover costs:

  • Deceased’s estate
  • Pre-paid funeral plan
  • Family contribution
  • Funeral Expenses Payment (if eligible)
  • Low-cost or direct cremation options

Step 8: The Funeral Day

The ceremony typically includes:

  • Arrival of mourners
  • Opening words or prayers
  • Tributes and eulogies
  • Music and quiet reflection
  • Committal (coffin lowered or curtains closed)
  • Final words and exit
  • Reception or wake

FAQs

How soon after death is a UK funeral usually held?

Between 1 to 3 weeks, depending on circumstances.

Can I arrange a funeral without a funeral director?

Yes, it’s called a DIY funeral. It takes more effort but is entirely legal.

What happens if there’s a post-mortem?

This can delay the funeral by several days. You’ll be updated by the coroner’s office.

What if I can’t afford a funeral?

There are help schemes from DWP, or you can opt for a direct cremation which is more affordable.

Arranging a funeral can feel overwhelming, but having a rough roadmap helps. From registering the death to choosing readings, each step brings you a little closer to saying goodbye in a way that feels right.

Take your time where you can. Ask for help when you need it. And remember - there’s no “perfect” funeral. Only one that honours the person you’ve lost.

If you would like help to plan your own preferred funeral wishes, then this is covered in one of the steps on my 2 hour Workshop at Your Final Matters. Check out upcoming dates and see how you can ensure you have complete peace of mind, being ready in advance.